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Retirement Struggles in American Society

The cost of living is skyrocketing every passing minute.  Countless seniors are faced with low-funded retirement pensions. Stressors are compelling many to retire later in life, and to seek-out employment opportunities. Edward Ted Siedle writer for Forbes.com, The Greatest Retirement Crisis In American History, shares the following; “We are on the precipice of the greatest retirement crisis in the history of the world. In the decades to come, we will witness millions of elderly Americans, the Baby Boomers and others, slipping into poverty.” Siedle also noted that 401(K) retirement plans average at $25,000- an exceedingly low income for anyone striving to making a livelihood in todays’ society.

Alex Johnson reporter for NBCnews.com documents statistical data in his article, Economy hitting the elderly especially hard. As noted by Johnson, the AARP (American Association of Retired Persons) reports that nearly a quarter of Americans who filed bankruptcies within the last year were over 55 years old. Johnson revealed in his article bankruptcy filings among 75 to 84 seniors had an impacting increase of 433 percent from 1991 to 2007.  Sadly, this shocking statistical data doesn’t seem to have much of an effect on leaders and politicians.

Siedle expresses his perspective on the subject stating:

Given the certainty that a retirement crisis is headed toward our shores, you’d think that our elected officials would be hard at work preparing a response. Of course, that’s not happening. To the contrary, conservatives are trying to pare back so-called entitlements that will mushroom in the near future and liberals have failed to acknowledge the crisis or propose any solutions. (para. 14)

Many seniors are confronting the oppression of Americas’ economic hardship. The dreams of retiring comfortably and enjoying the later stages of life, seems beyond grasp. Individuals are retiring at advanced ages and struggling to accumulate enough income for the essentials. Forbes.com offers a great resource, Ten Steps to Get Your Retirement Back on Track. I encourage individuals to thoroughly seek-out a plan that accommodates to their retirement goals and aspirations. 

*All suggestions should be discussed with a professional who specializes in retirementment provider prior to implenting any ideas discussed in this article. This article is only intended for educational purposes.

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Yeneilyn is a Registered Nurse in the state of Florida since 2006. Her nursing practice began in the field of Cardiology at Mount Sinai Medical Hospital and expanded to care for clients in the Intensive Care Unit (ICU). She was provided the opportunity as LPN Instructor, which changed the course of her nursing career. She states, “Teaching nursing students expanded my view on positive influences nurses contribute beyond beside care. Nurses are central leaders in health education, client advocacy, and disease prevention.” Currently, Yeneilyn writes health articles and prepares Continuing Education (C.E.) courses for healthcare professionals. She continues her studies in the field of Nursing Education and evidenced-based nursing practice. In her free time she enjoys sharing time with family and friends.


For questions or topics of interest contact Nurse Yenny at: nurseyenny@gmail.com    


 


 


 

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Guest Monday, 25 September 2017